terms-of-use - Keel Intelligence

Welcome to Keel Intelligence ("we," "us," "our," or "Company"). By accessing and using this website and services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

1. Acceptance of Terms

By accessing, browsing, or using this website (keelintelligence.com) and our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use our website or services.

2. Changes to Terms

We reserve the right to modify, amend, or update these Terms of Use at any time. Any changes will be effective immediately upon posting to our website. Your continued use of our services following the posting of revised Terms of Use means that you accept and agree to the changes. It is your responsibility to review these terms periodically for updates.

3. Services Provided

Keel Intelligence provides strategic intelligence, analysis, and curated insights through our newsletter platform and related services. These services are provided for informational and educational purposes only. The information provided on this website and in our newsletter does not constitute professional advice, investment recommendations, legal opinions, or other expert counsel.

4. Intellectual Property Rights

All content on this website, including text, graphics, logos, images, and software, is the exclusive property of Keel Intelligence and is protected by international copyright and intellectual property laws. You may not reproduce, distribute, transmit, modify, or use any content from this website without our prior written permission.

Your license to use this website and its contents is non-exclusive, non-transferable, and revocable at our sole discretion.

5. Prohibited Use

You agree not to use this website or our services in any manner that:

Violates any applicable law or regulation
Infringes upon the intellectual property rights of others
Contains viruses, malware, or other harmful code
Attempts to gain unauthorized access to our systems
Interferes with or disrupts the normal operation of our website
Harassment, abuse, or threatening behavior toward others
Spam, unsolicited messages, or commercial solicitation

6. Subscription Services

Keel Intelligence offers both free and premium subscription tiers. By subscribing, you agree to receive communications from us. You may unsubscribe at any time using the link provided in our emails.

6.1 Payment and Billing

If you choose a paid subscription, you authorize us to charge the payment method you provide. All payments are processed securely in compliance with applicable regulations. Billing cycles, pricing, and renewal terms will be clearly communicated at the time of subscription.

6.2 Refund Policy

Refund requests must be submitted within 14 days of purchase. We reserve the right to assess any applicable charges. Once access is revoked, no further refunds will be issued for that period.

6.3 Cancellation

You may cancel your subscription at any time. Cancellations take effect at the end of your current billing cycle. No refunds will be issued for the remainder of your current billing period.

7. Disclaimer of Warranties and Information

THE INFORMATION PROVIDED IS NOT ADVICE: All content, insights, analyses, and strategic intelligence provided through Keel Intelligence services are for general informational and educational purposes only. None of the materials constitutes professional advice, investment recommendations, legal opinions, or other expert counsel.

AI-GENERATED CONTENT: Our editions, briefings and interactive features are researched and drafted by artificial intelligence systems. Every published edition carries a notice saying so, and states whether it was reviewed by a person before publication. AI systems can be confidently wrong: they may misstate facts, misattribute sources, or present plausible analysis that does not hold. Treat our output as a starting point for your own judgement, not as a verified record. This disclosure is made under Article 50 of Regulation (EU) 2024/1689 (the EU AI Act); further detail is on our AI Transparency page.

FORESIGHT, NOT FORECASTING: Our services identify what is forming and what would confirm it. They do not call outcomes. Any trends, scenarios or developments we describe represent possibilities to watch rather than certainties, and no strategic foresight analysis can guarantee what happens next.

USER RESPONSIBILITY: Users assume full responsibility for any decisions made or actions taken based on information obtained through our services. Before implementing any strategy based on our content, you should consult with appropriate professional advisors (legal, financial, business, etc.) qualified to provide advice for your specific situation.

NO WARRANTIES: The services are provided "as is" and "as available" without any warranties of any kind, either express or implied, including accuracy, reliability, completeness, timeliness, or fitness for a particular purpose.

8. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, KEEL INTELLIGENCE, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:

Your access to, use of, or inability to use our services
Any conduct or content of any third party
Any content obtained from our services
Unauthorized access or use of your information
Any business decisions, investments, or actions taken based on our information

IN NO EVENT SHALL OUR TOTAL LIABILITY to you for all claims exceed the amount paid by you, if any, for accessing our services during the twelve (12) months preceding the claim. For free services or free tiers, this means our liability is zero.

9. Indemnification

You agree to indemnify and hold harmless Keel Intelligence and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising from your use of our services, violation of these terms, or infringement of any intellectual property or other rights.

10. Privacy

Your use of our services is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding the collection and use of your personal information.

11. Governing Law and Jurisdiction

These Terms of Use are governed by and construed in accordance with the laws of Sweden and the European Union, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts located in Sweden for any disputes arising from these terms or your use of our services.

12. Termination

We reserve the right to terminate or suspend your access to our services at any time, with or without cause, and with or without notice. Upon termination, your right to use our services will immediately cease, and any content you have created may be deleted.

13. Severability

If any provision of these Terms of Use is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect to the maximum extent permitted by law.

14. Contact Information

If you have questions, concerns, or requests regarding these Terms of Use, please contact us:

Email: [email protected]

Website: https://keelintelligence.com